Stop stressing about bills. Otto makes it easy to automate all your bills in one place and pay on a schedule that works for you, not the biller.
Link your bank and select the bills and subscriptions you want Otto to pay.
Autopay with Otto
With your new virtual Mastercard®, set the payment to autopay and we'll cover it.
Pay as you get paid
Repay in small installments every payday and never pay interest or late fees.
Use Otto to pay bills like spectrum, AT&T or Geico then split the cost into small, budget friendly payments on payday.
Otto's virtual cards add a layer
of protection against common fees while guaranteeing bills get paid on time, even if you need more time.
We keep it simple. Just $3 per month for unlimited coverage.
always zero percent
No Fees for Instant
get help in seconds
No Hidden Fees
not even late fees
No Need to "Tip"
those add up fast