Whether you want to control subscription usage or ending free trials automatically, Otto’s virtual cards are perfect for any occasion.
A virtual card is a unique 16-digit card number that’s digitally-generated and tied to a specific biller or website. Your virtual card works exactly the same as a normal debit or credit card, except it keeps your real card number protected, and gives you better control.
With a unique card for every biller, your better protected from overdraft charges, fraud, and late fees. You have the power to decide who can charge your card, how much, how often, with the ability to close a card any time.
Bills and subscriptions
Set up these cards with custom limits and we’ll be sure they’re paid on-time, every month.
Auto-expiring free trial cards
End free trials automatically with virtual cards that automatically close so you're never charged.