When paying with Otto, we guarantee you'll never get another overdraft or late fee, or we'll pay it!
Once you link a bill to Otto, you set that expense to autopay to make sure it’s always paid on time. Otto’s interest-free advances will make sure that charge is covered if you happen to be low.
Otto’s virtual cards act as a layer of protection, shielding your real account from unwanted charges that drain your bank account. When you use Otto to pay, you’ll avoid overdrafts forever.